Details
| Original language | English |
|---|---|
| Pages (from-to) | 63-88 |
| Number of pages | 26 |
| Journal | Zeitschrift für die gesamte Versicherungswissenschaft (druck) |
| Volume | 108 |
| Issue number | 1 |
| Publication status | Published - 11 Feb 2019 |
Abstract
This study investigates critical success factors of wearable technologies’ usage for Pay-as-you-live (PAYL) tariffs as an emerging innovation from health insurance companies. The research model was developed based on a literature study and conducted interviews. It combines the unified theory of acceptance and use of technology 2 (UTAUT 2) models, the privacy calculus theory (PCT) and the mobile users’ information privacy concerns (MUIPC) model. By conducting an online survey with 353 participants, a structural equation modeling (SEM) approach was used to test the research model. Results show that the perceived value is an antecedent of intention to use, which comes from insurants’ risk-benefit analyses. Further, this study shows that currently privacy risk factors dominate individual’s perceived value of wearable technologies’ usage for PAYL tariffs.
ASJC Scopus subject areas
- Business, Management and Accounting(all)
- Accounting
- Economics, Econometrics and Finance(all)
- Finance
- Economics, Econometrics and Finance(all)
- Economics and Econometrics
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In: Zeitschrift für die gesamte Versicherungswissenschaft (druck), Vol. 108, No. 1, 11.02.2019, p. 63-88.
Research output: Contribution to journal › Article › Research › peer review
}
TY - JOUR
T1 - Analysis of wearable technologies’ usage for pay-as-you-live tariffs
T2 - recommendations for insurance companies
AU - Wiegard, Rouven
AU - Guhr, Nadine
AU - Krylow, Sonja
AU - Breitner, Michael
PY - 2019/2/11
Y1 - 2019/2/11
N2 - This study investigates critical success factors of wearable technologies’ usage for Pay-as-you-live (PAYL) tariffs as an emerging innovation from health insurance companies. The research model was developed based on a literature study and conducted interviews. It combines the unified theory of acceptance and use of technology 2 (UTAUT 2) models, the privacy calculus theory (PCT) and the mobile users’ information privacy concerns (MUIPC) model. By conducting an online survey with 353 participants, a structural equation modeling (SEM) approach was used to test the research model. Results show that the perceived value is an antecedent of intention to use, which comes from insurants’ risk-benefit analyses. Further, this study shows that currently privacy risk factors dominate individual’s perceived value of wearable technologies’ usage for PAYL tariffs.
AB - This study investigates critical success factors of wearable technologies’ usage for Pay-as-you-live (PAYL) tariffs as an emerging innovation from health insurance companies. The research model was developed based on a literature study and conducted interviews. It combines the unified theory of acceptance and use of technology 2 (UTAUT 2) models, the privacy calculus theory (PCT) and the mobile users’ information privacy concerns (MUIPC) model. By conducting an online survey with 353 participants, a structural equation modeling (SEM) approach was used to test the research model. Results show that the perceived value is an antecedent of intention to use, which comes from insurants’ risk-benefit analyses. Further, this study shows that currently privacy risk factors dominate individual’s perceived value of wearable technologies’ usage for PAYL tariffs.
UR - http://www.scopus.com/inward/record.url?scp=85064462746&partnerID=8YFLogxK
U2 - 10.1007/s12297-019-00431-2
DO - 10.1007/s12297-019-00431-2
M3 - Article
AN - SCOPUS:85064462746
VL - 108
SP - 63
EP - 88
JO - Zeitschrift für die gesamte Versicherungswissenschaft (druck)
JF - Zeitschrift für die gesamte Versicherungswissenschaft (druck)
SN - 0044-2585
IS - 1
ER -