Details
Original language | English |
---|---|
Pages (from-to) | 117-123 |
Number of pages | 7 |
Journal | European Data Protection Law Review |
Volume | 10 |
Issue number | 1 |
Publication status | Published - 22 May 2024 |
Abstract
Article 22 (1) of Regulation (EU) 2016/679 (General Data Protection Regulation) must be interpreted as meaning that the automated establishment, by a credit information agency, of a probability value based on personal data relating to a person and concerning his or her ability to meet payment commitments in the future constitutes ‘automated individual decision- making’ within the meaning of that provision, where a third party, to which that probability value is transmitted, draws strongly on that probability value to establish, implement or terminate a contractual relationship with that person.
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In: European Data Protection Law Review, Vol. 10, No. 1, 22.05.2024, p. 117-123.
Research output: Contribution to journal › Article › Research
}
TY - JOUR
T1 - CJEU: The Rating of a Natural Person's Creditworthiness by a Credit Rating Agency Constitutes Profiling and Can Be an Automated Decision under Article 22 GDPR
AU - Horstmann, Jan
N1 - Publisher Copyright: © 2024, Lexxion Verlagsgesellschaft mbH. All rights reserved.
PY - 2024/5/22
Y1 - 2024/5/22
N2 - Article 22 (1) of Regulation (EU) 2016/679 (General Data Protection Regulation) must be interpreted as meaning that the automated establishment, by a credit information agency, of a probability value based on personal data relating to a person and concerning his or her ability to meet payment commitments in the future constitutes ‘automated individual decision- making’ within the meaning of that provision, where a third party, to which that probability value is transmitted, draws strongly on that probability value to establish, implement or terminate a contractual relationship with that person.
AB - Article 22 (1) of Regulation (EU) 2016/679 (General Data Protection Regulation) must be interpreted as meaning that the automated establishment, by a credit information agency, of a probability value based on personal data relating to a person and concerning his or her ability to meet payment commitments in the future constitutes ‘automated individual decision- making’ within the meaning of that provision, where a third party, to which that probability value is transmitted, draws strongly on that probability value to establish, implement or terminate a contractual relationship with that person.
UR - http://www.scopus.com/inward/record.url?scp=85202825607&partnerID=8YFLogxK
U2 - 10.21552/edpl/2024/1/17
DO - 10.21552/edpl/2024/1/17
M3 - Article
VL - 10
SP - 117
EP - 123
JO - European Data Protection Law Review
JF - European Data Protection Law Review
SN - 2364-2831
IS - 1
ER -